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Welcome to your serene retreat in Bay Point, one of the most exclusive gated communities in the area! This beautifully updated 1 BR/1BA condo overlooks a peaceful lake along the renowned Jack Nicklaus golf course and sits just across from the new state-of-the-art South Point Marina on Grand Lagoon. Enjoy quiet mornings with wildlife views in a secure, 24-hour gated community that feels like a world away. Inside, you'll find stylish upgrades throughout--including Shiplap Accents, Sliding Barn Doors, Tile Plank Flooring, 2 Pantries, Quartz countertops and a 6' Long Kitchen Island. The entire condo was completely renovated in 2019. All appliances, including the HVAC and front-load washer/dryer, are less than six years old. The HVAC includes UV Air Purifier. Perfect for full-time living, a weekend escape, or a low-maintenance investment in a premier coastal community, with 2 restaurants in the community. The dimensions are estimated. Measure if important.
#789497

Panama City

4725 Bay Point Road 269

1 Beds

1 Baths

900 Sq.Ft.

$238,900

MLS#: 789497

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece.

Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood.

This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water.

Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast.

Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous.

Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

(Measurements and other pertinent information should be verified by buyer if deemed important.)
(Listing photos AI enhanced for color and clarity)
#789569

Panama City Beach

3301 Terra Cotta Drive

None Beds

None Baths

0.5 acres

$525,000

MLS#: 789569

Tucked away on just under 2 acres in the highly sought-after Kingswood area, this all-brick home offers the perfect blend of country living with the convenience of being just minutes from town. Featuring 3 bedrooms, 2 beautifully remodeled bathrooms, PLUS a formal office, attached 2 car garage, and detached garage/workshop with a 50amp plug for an RV! Step inside to find a warm and inviting living room highlighted by a cozy fireplace and cathedral ceiling, while durable LVP flooring flows throughout all main living areas. The spacious kitchen is equipped with stainless steel appliances and plenty of room for gathering and entertaining. The primary suite features a tray ceiling, large walk-in closet, and a remodeled en suite complete with a tiled shower with glass doors and elegant tile surround above the soaking tub. Enjoy year-round relaxation in the oversized sunroom overlooking the peaceful property. Outside, the amenities continue with a chicken coop, and an impressive drive-through detached garage/workshop perfect for hobbies, storage, boats, or extra vehicles. Washer/Dryer will convey. If you've been searching for room to spread out without sacrificing convenience, this Kingswood gem is a must-see!
#789494

Panama City

7637 Kingswood Road

3 Beds

2 Baths

2,098 Sq.Ft.

$450,000

MLS#: 789494

Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.
#789557

Mexico Beach

Lot 12 1st Street

None Beds

None Baths

0.14 acres

$239,900

MLS#: 789557

Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important
#789513

Mexico Beach

Lot 7 Florida Avenue Lot 7

None Beds

None Baths

0.17 acres

$239,900

MLS#: 789513

Welcome Home to 7682 Manatee St, Navarre, FL 32566

Nestled in the sought-after Holley by the Sea community, this charming 3-bedroom, 2-bathroom home delivers the perfect blend of comfort and space. With 1,490 square feet of thoughtfully designed living space, every corner of this residence feels inviting and intentional.

Inside, discover a smart split floor plan complemented by soaring vaulted ceilings that flood the living room and dining area with natural light. The kitchen offers plenty of storage space for the home cook, while upgraded luxury vinyl plank flooring flows seamlessly throughout the main living areas. The generous primary suite is a true retreat, featuring tiled floors, a super spacious en suite bathroom, and a large closet that makes organization effortless. Recent updates deliver true peace of mind. A new roof and hot water heater were installed in 2023, along with a new stove and dishwasher. The refrigerator was replaced in 2025, ensuring the home's major systems and appliances are fresh and reliable for years to come.

Now, let's talk about what truly sets this property apart -- the incredible outdoor space. Situated on a sprawling 0.43-acre lot, this home gives you room to breathe, relax, and entertain without limits. Unwind on the screened porch during warm Navarre evenings or gather around the outdoor fire pit under the stars for unforgettable moments with loved ones and friends.

The location is equally impressive. Everyday conveniences like Walmart Neighborhood Market are just minutes away, while Navarre Park offers nearby recreation and green space for everyone to enjoy.

Whether you're seeking a peaceful coastal lifestyle or a spacious retreat with plenty of room, this Navarre gem checks every box. Schedule your showing today!
#1002481

Navarre

7682 Manatee Street

3 Beds

2 Baths

1,490 Sq.Ft.

$369,900

MLS#: 1002481

Discover the ultimate waterfront retreat at 84 S Silver Lake, a rare gem nestled on over 2 sprawling acres in the heart of Jackson County, Florida. This isn't just a home; it's a private sanctuary designed to celebrate its unique natural surroundings. Positioned perfectly, this property boasts a distinction unlike any other in the area, it sits on two separate lakes. Enjoy the peaceful expanse of Silver Lake to the front and a second private lake view to the rear, making this the only dual-waterfront lot on the lake. Pristine Waters: Silver Lake is renowned for its exceptional clarity. As a spring-fed lake, the water remains remarkably clean and crisp, offering a refreshing ecosystem for swimming, kayaking, or simply enjoying the view from your private shore. Gas motors are not allowed on the lake and the lake has no public access so it is tranquil 24/7. The residence was crafted to bring the outdoors in. Following Hurricane Michael in 2018, the home underwent a thoughtful refresh, including the installation of all-new windows. These expansive glass panes flood the interior with natural light and provide panoramic frames of the water from nearly every room. Step inside to find gleaming hardwood floors that add warmth and character to the open living spaces. Whether you're hosting a summer barbecue or enjoying a quiet morning coffee, the home offers an abundance of outdoor spaces, including: Deep, shaded porches, Expansive sun decks, Private balcony off the upper level. With over 2 acres of land, there is plenty of room to breathe, garden, or expand. This property strikes the perfect balance between a functional primary residence and a secluded vacation getaway. Experience the rare luxury of spring-fed lake life and the privacy of a double-waterfront acreage. 84 S Silver Lake is ready to welcome you home.
Schedule your showing today!
#789506

Marianna

84 S Silver Lake

2 Beds

2 Baths

2,000 Sq.Ft.

$750,000

MLS#: 789506

Very nice piece of land that is completely cleared. Been used for crops the last 20 yrs.  Has hwy  71 frontage of 836 ft and runs down the side of Banner Rd for 935 ft which is a dirt rd. Total acreage is 42.92. Land is cropland  class 3.
#789567

Malone

0 FL-71

None Beds

None Baths

42.92 acres

$298,000

MLS#: 789567

VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market!
Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting.
Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends.
One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home.
Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout.
Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams.
To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted.
Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.
#789536

Panama City

613 Amberjack Drive

3 Beds

2 Baths

2,099 Sq.Ft.

$585,000

MLS#: 789536

Welcome to this beautifully maintained home located in the desirable Northshore area of Lynn Haven, approximately half a mile from North Bay. Situated on a spacious 0.344 acre fully fenced lot, this property offers almost 2000 sqft with 3 Bedrooms plus an Office/Bonus Room, along with a bright Florida room filled with natural light. The backyard is designed for enjoying the Florida lifestyle with an open deck and a shop/shed building providing additional storage or workspace.

Inside, the home features beautiful vinyl plank flooring throughout and abundant natural lighting in every room. The spacious kitchen offers stainless steel appliances, including a gas stove and newer refrigerator, along with ample cabinet and counter space. The open living room includes an electric fireplace, creating a warm and inviting gathering space.

The primary suite features bay windows, a walk in closet, and an ensuite bathroom with dual sinks and vanity. Additional updates include a roof replaced in 2019, gas water heater installed in 2024, HVAC system replaced in 2020, and newer windows installed within the last few years. Home is on Public water and a Septic (septic pumped in 2020 for regular maintenance and upkeep). The HVAC system has also been regularly serviced and maintained annually.

Located in the Northridge community, residents enjoy a golf cart friendly neighborhood in the heart of Lynn Haven.
#789552

Lynn Haven

1604 Maryland Avenue

3 Beds

2 Baths

1,995 Sq.Ft.

$385,000

MLS#: 789552

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' 
Welcome to your own slice of paradise in Panama City Beach! Nestled on a quiet cul-de-sac with no HOA, this 3-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and coastal living with endless potential to make it your own. From the moment you step inside, you'll appreciate the warmth and character of the solid hardwood cherry floors that flow throughout the main living areas, creating an inviting and timeless feel. The inviting living room is anchored by a cozy gas fireplace, creating the perfect focal point for relaxing evenings and adding charm to the home's atmosphere.
Designed with a desirable split floor plan, this home offers privacy and flexibility for a variety of lifestyles. The spacious primary suite is truly a retreat of its own, featuring enough room for a nursery, home office, sitting area, or workout space. The ensuite bathroom offers a large walk-in closet, separate shower, and a relaxing corner jetted tub perfect for unwinding after a long day.
On the opposite side of the home, you'll find two additional bedrooms ideal for guest rooms, children's rooms, a home gym, hobby space, or additional office space. The open and functional layout provides comfortable everyday living while still offering excellent entertaining potential.
One of the standout features of this property is the additional heated and cooled Florida room complete with its own mini-split unit, creating a versatile bonus space that can be enjoyed year-round. Whether used as a second living area, game room, sunroom, or entertaining space, it adds valuable square footage and flexibility to the home.
Step outside to discover your private backyard oasis featuring an in-ground pool and privacy-fenced yard, creating the perfect setting for relaxing, entertaining, grilling, or enjoying the Florida sunshine. The spacious backyard offers both comfort and seclusion while still being conveniently located close to everything Panama City Beach has to offer. Mature landscaping and the home's established setting provide an excellent canvas for someone looking to personalize and enhance the property over time.
The 2-car garages an epoxy floor. With no HOA restrictions, a cul-de-sac location, and plenty of indoor and outdoor living space, this property is an exceptional opportunity for those seeking full-time living, a second home, or an investment near the beach.
Conveniently located near shopping, dining, entertainment, schools, and the world-famous white sandy beaches of Panama City Beach, this home combines privacy, functionality, and coastal charm all in one package.
#789542

Panama City Beach

304 Alanna Circle

3 Beds

2 Baths

2,262 Sq.Ft.

$425,000

MLS#: 789542

Beautiful Lakefront Family Home-Duplex only steps away from Florida's Beautiful Beaches. 3 bedroom/ 1 bathroom upstairs home in a family neighborhood located directly across the street from the beach with public access! Relax on our covered or uncovered deck to soak up sun or cool off in the shade. Located only 5 miles from shopping, restaurants, movie theaters at the newly built Pier Park! Double carports. King size bed with pull out single bed in Master, Queen size bed with additional twin bed. Full size bunk beds.

Located directly across the street from Laguna Beach. Beautiful family beach. Only 5 miles from great shopping, restaurants at Pier Park! Only 1 mile from Thomas' Donuts! Relax on the deck watching the sunset over the beach in our great 3 bedroom Duplex Home.
#789543

Panama City Beach

115 Twin Lakes Drive Upper

3 Beds

1 Baths

1,908 Sq.Ft.

$1,300

MLS#: 789543

UNDER CONTRACT- Seller accepting back-up offers. This just may be the ONE! If you are on the lookout for a newer brick home in a community that is perfect for taking sidewalk runs and driveway neighborhood talks, come take a look! Built in 2020 by Camben Builders, this 4 BR/2 BA home has the upgrades that discerning buyers are looking for. Modern board and batten wainscoting, 9' tray ceilings, and light, coastal LVP flooring make a striking start as you enter the open floor plan. The bright kitchen with quartz countertops, designer hood with tile backsplash and stainless steel appliances are some of the nice upgrades that will catch your eye. And lets talk about modern lighting choices; no cookie cutter here!! Stepping into the Master Bedroom, you will appreciate the tall tray ceiling and roomy walk-in closet. The en suite here is stylish with a tile standup shower, double quartz vanity and separate water closet. The split bedroom plan offers another bedroom close to the master and two more perfectly sized bedrooms on the opposite side of the home. You will find the hall bath on this side between the two bedrooms perfect for your guests with a tub/shower combo. Stepping outside, you will see right away that this fully fenced and spacious backyard overlooking the pond with no back neighbors and fire pit area, could offer hours of entertainment. The screened in back porch with outdoor TV hookup is THE PERFECT place to grill and hang out watching the sun go down. With a backyard this huge, you COULD make this your personal oasis and add a pool! College Station Subdivision is located in a growing area of Panama City with a new Publix, Starbucks, McDonalds and more to come conveniently located just around the corner. Low HOAs make this an attractive community. Make plans to see this one!
#789511

Panama City

4403 Conifer Lane

4 Beds

2 Baths

1,596 Sq.Ft.

$360,000

MLS#: 789511

Waterfront living meets everyday comfort in this beautifully appointed 4-bedroom, 3-bath home on stunning Lake Martin! Designed for both relaxation and entertaining, this spacious property features two private en suites, including one with direct access to the backyard oasis and sparkling in-ground saltwater pool complete with a diving board.

Inside, the home is filled with natural light thanks to an abundance of windows that create a bright, airy atmosphere throughout. The kitchen is both stylish and functional, showcasing granite countertops and a decorative glass tile backsplash that adds the perfect touch of elegance.

Step outside and enjoy everything Florida living has to offer -- a fully fenced backyard, pool house, storage shed, and stairs leading down to a generous lakeside deck ideal for fishing, boating, sunset views, or simply unwinding by the water. A nearby public boat landing makes getting out on the lake quick and convenient.

Additional highlights include hurricane shutters for added peace of mind during storm season and partial solar power to help keep energy costs lower year-round. Conveniently located just minutes from Tyndall Air Force Base, as well as grocery stores, dining, shopping, and everyday conveniences, this property offers the perfect blend of privacy, recreation, and accessibility.

Whether you're searching for a full-time residence, vacation retreat, or entertainer's dream home, this lakeside gem delivers the best of Florida waterfront living. All zoning, sizes, and measurements are approx. please verify if important. Also, sellers are very motivated.
#789521

Panama City

109 Arlington Drive

4 Beds

3 Baths

2,072 Sq.Ft.

$425,999

MLS#: 789521

Welcome to South Crestview!  This ALL-BRICK home will have a NEW ROOF installed with an acceptable offer!  Ideally located for an easy commute to military bases and just a short drive to the area's stunning white-sand beaches.
Inside, you'll find a spacious and functional layout featuring 4 bedrooms and 2 bathrooms, along with a formal dining room perfect for entertaining and a dedicated office, ideal for working from home.  The kitchen is a standout with stainless steel appliances, lots of cabinets, a large pantry and plenty of space for cooking and gathering.  
The primary suite offers a relaxing retreat with a trey ceiling, a large walk-in closet, and a luxurious en-suite with a separate garden tub and shower.
Step outside to enjoy the covered screened porch overlooking a fully fenced backyard--perfect for pets, play or relaxing evenings.  Additional features include a sprinkler system, orange trees, 2-car garage with hurricane protected door and a convenient pull-down attic stairs providing extra storage.  
Don't miss your opportunity to make this home YOURS!  Call me today for an appointment.
#1002523

Crestview

117 Strike Eagle Drive

4 Beds

2 Baths

2,406 Sq.Ft.

$344,966

MLS#: 1002523

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